Wage and benefit changes in response to rising health insurance costs
"Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation pack...
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| Hauptverfasser: | , , |
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| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
Cambridge, Mass.
National Bureau of Economic Research
2005
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| Schriftenreihe: | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series
11063 |
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| 245 | 1 | 0 | |a Wage and benefit changes in response to rising health insurance costs |c Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
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| 490 | 1 | |a National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series |v 11063 | |
| 520 | 3 | |a "Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation package changes when health insurance premiums rise. This paper examines employee compensation decisions during a three-year period when health insurance premiums were rising rapidly. The data come from a single large firm with a flexible benefits plan wherein employees explicitly choose how to allocate compensation between cash wages and other benefits. Under such an arrangement, higher health insurance premiums must induce changes in the composition of total compensation--either in lower after-tax wages or in decreased contributions to other benefits. The results suggest that about two-thirds of the premium increase is financed out of cash wages and the remaining one-thirds is financed by a reduction in benefits"--National Bureau of Economic Research web site. | |
| 650 | 4 | |a Ökonometrisches Modell | |
| 650 | 4 | |a Health insurance |x Economic aspects | |
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| geographic | USA |
| geographic_facet | USA |
| id | DE-604.BV023591245 |
| illustrated | Illustrated |
| indexdate | 2025-02-03T17:28:01Z |
| institution | BVB |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-016906575 |
| oclc_num | 57664999 |
| open_access_boolean | 1 |
| owner | DE-521 DE-19 DE-BY-UBM |
| owner_facet | DE-521 DE-19 DE-BY-UBM |
| physical | 23 S. graph. Darst. |
| publishDate | 2005 |
| publishDateSearch | 2005 |
| publishDateSort | 2005 |
| publisher | National Bureau of Economic Research |
| record_format | marc |
| series | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series |
| series2 | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series |
| spellingShingle | Goldman, Dana P. 1966- Sood, Neeraj Leibowitz, Arleen A. 1942- Wage and benefit changes in response to rising health insurance costs National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models |
| title | Wage and benefit changes in response to rising health insurance costs |
| title_auth | Wage and benefit changes in response to rising health insurance costs |
| title_exact_search | Wage and benefit changes in response to rising health insurance costs |
| title_full | Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
| title_fullStr | Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
| title_full_unstemmed | Wage and benefit changes in response to rising health insurance costs Dana Goldman ; Neeraj Sood ; Arleen Leibowitz |
| title_short | Wage and benefit changes in response to rising health insurance costs |
| title_sort | wage and benefit changes in response to rising health insurance costs |
| topic | Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models |
| topic_facet | Ökonometrisches Modell Health insurance Economic aspects Insurance, Health economics United States Models, Economic United States Salaries and Fringe Benefits economics United States Wages Econometric models USA |
| url | http://papers.nber.org/papers/w11063.pdf |
| volume_link | (DE-604)BV002801238 |
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