Calculating credit worthiness using transactional data

Calculating credit worthiness using transactional data

Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based fi...

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Hauptverfasser: Ghosh, Debashis, Nobili, William Anthony, Pinto, Arun R, Newman, Kurt, Joffe, David N, Banerjee, Sudeshna, Halsted, Marc Douglas
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Sprache:eng
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creator Ghosh, Debashis
Nobili, William Anthony
Pinto, Arun R
Newman, Kurt
Joffe, David N
Banerjee, Sudeshna
Halsted, Marc Douglas
description Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions.
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title Calculating credit worthiness using transactional data
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