Calculating credit worthiness using transactional data

Calculating credit worthiness using transactional data

Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based fi...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Ghosh, Debashis, Nobili, William Anthony, Pinto, Arun R, Newman, Kurt, Joffe, David N, Banerjee, Sudeshna, Halsted, Marc Douglas
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions.