Check accepting and cash dispensing automated banking machine system and method

An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a...

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Hauptverfasser: VanKirk, Thomas A, Washington, Jon E, Jones, Brian, Beskitt, William D, Graef, Harry Thomas, Peters, David A, Blackford, Damon J, Blackson, Dale H, Laskowski, Edward L, Ma, Songtao, Crews, Tim, Warren, Wayne, Brown, Martin J, Galloway, Todd, Turocy, Kenneth, Dominick, Douglas T, Smolk, Jason J, Lucas, Brian E, Lightner, Bradley, Meek, James, Barnett, Robert W, Ryan, Mike, Kay, James R, Ward, Mark A, Bell, Victor, McCarthy, William, Pahl, Matthew, Carpenter, Keith, Drozda, Laura
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.