Employee-based payroll

A method for providing payroll services to an employer includes obtaining employee data for an employee of the employer, wherein the employee data is used by a payroll system, obtaining employer tax data of the employer, wherein the employer tax data is used by the payroll system, and managing a payroll and taxes of the employer using the payroll system, wherein managing the payroll of the employer comprises issuing a direct deposit paycheck by the payroll system based on the employee data and employer tax data, wherein managing the payroll of the employer and taxes of the employer is provided by the payroll system without cost to the employer.