Terminal apparatus having network communication capabilities

The present invention relates generally to a terminal apparatus having network communication capabilities preferably for use in electronic note pads having network communication capabilities such as electronic mail and WWW (World Wide Web) browser capabilities and personal computers. A plurality of users can use network communication capabilities such as an electronic mail capability of one terminal apparatus with simplified operation by employing external memory separate from a terminal apparatus. The information necessary for transferring an electronic mail as ISP information and mail account information is read from the external memory loaded in a loading section of the terminal apparatus. The electronic mail capability is executed by use of this read information. Data to send and data received are stored in the external memory.