System for personalized mobile navigation information

1. Field of the Invention A mobile navigation system implemented as an embedded system in a vehicle is easy to use, does not detract the driver's attention from the road, and limits the number of choices presented to the user of the navigation system according to a predetermined set of preferences or personalized information. Choices are filtered according to a set of driver preferences, according to the vehicle's geographic position, direction of motion, and the driver's intended itinerary. The itinerary, including intermediate stops, is calculated on an external computing system. The information is downloaded from the computing system to a memory device such as, for example, a smart card. The information is then transferred from the smart card to the embedded vehicle navigation system. In one application of the invention, a kiosk located at a car rental agency may be used to create and store personalized navigation information onto a smart card which the customer then inserts into the vehicle navigation system that is installed in the rental car.