System and method for reducing the time to deliver information from a communications network to a user

A system and method is provided for reducing the time a user needs to wait for information requested from a remote server on a communications network, for example, a Web server on the Internet. In an exemplary embodiment the system is user centric and the goal is to keep all data the user needs as the close to the user as practical. The user's characteristics and usage patterns are used to determine what to cache and for how long, what to pre-fetch, what to refresh, and what to retrieve. In addition, by segmenting information and utilizing parallel communication channels, data transfer across the last mile can be significantly increased.