Residential Loan Market Trends

Residential Loan Market Trends

The mortgage market is large and provides households an important source oflong-term funding to purchase a home. The source of residential mortgage loans has changed dramatically over the past quarter-century. Non-banks now dominate the origination of loans. Government-sponsored Enterprises and cred...

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Veröffentlicht in:Banking & Financial Services Policy Report 2021-10, Vol.40 (10), p.1-10
1. Verfasser: Handorf, William C
Format: Artikel
Sprache:eng
Schlagworte:
COVID-19
Economic conditions
Economic growth
Home loans
Interest rates
Mortgages
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Beschreibung
Zusammenfassung:The mortgage market is large and provides households an important source oflong-term funding to purchase a home. The source of residential mortgage loans has changed dramatically over the past quarter-century. Non-banks now dominate the origination of loans. Government-sponsored Enterprises and credit unions have both gained market share funding residential loans to the detriment of commercial banks.
ISSN:1530-499X