Buddies in Bad Times

Views from several brokers about the current state of the broker and carrier relationships are offered. It mentions the impact of the tougher condition of the insurance industry on the underwriting and claims processes. John Chippindale of Canada for Hub International Ltd. unveils the hard market condition of the industry as characterized by rising prices and reduced coverage in certain areas. On the other hand, Earl Shaw Insurance Brokers Ltd. manager Jeff Gatcke mentions the top priority when selecting a carrier for his clients while Freeman Insurance Agencies Ltd. owner and general manager Vicki Livingstone argues that carriers are performing well as they are all consumed with the auto product right now.