Expecting The Unexpected

Investing in individual income protection is a critical element of an effective financial plan that is often overlooked. The ability to earn an income is an individual's greatest financial asset. when someone becomes disabled, that person can lose the ability to pay day-to-day expenses, to afford a home, to pay for a child's education, to cover the cost of important medical treatment and to save for the future. In order to create a truly solid financial plan, income earners need to do more than just save for the future - they need to protect themselves against the unexpected. Many people do not have all the information they need about the value of income protection, including long-term and short-term disability coverages and long-term-care insurance and how the lack of adequate protection can affect a person's financial future. Herein lies an opportunity for insurance agents.