The Great Debate

Four years after the passage of the Affordable Care Act (ACA), there's still great debate on the law's outcomes. Presented here are the basic economics and human behaviors that will determine the macro-cost of health insurance across the entire population, as well as the micro-costs to individuals, businesses and families. Although the ACA introduces regulations through the entire health care arena, for the most part, it set out to address the approximately 47 million uninsured. ACA eliminates pre-existing condition limitations and addresses affordability by providing subsidies. It's estimated that 90% of the uninsured will qualify for some level of subsidy.