The Financial Behavior of Russian Freelancers: Possibilities and Limitations

The article deals with financial behavior of free lancers - people who apply different remote forms of work. These self-employed professionals usually carry out work search, results transmission, business communication and payments through Internet. Actual financial problems of freelancers (income instability, high-level risks, absence of social safeguards) and different ways of their overcoming (income sources diversity, financial planning, savings etc.) are analyzed. Chief empirical data are provided through online survey, conducted by authors at Free-lance.ru in December 2008. This is one of the largest surveys of that kind in the world. Adapted from the source document.