THE ROLE OF RETIREE HEALTH INSURANCE IN THE EMPLOYMENT BEHAVIOR OF OLDER MEN

THE ROLE OF RETIREE HEALTH INSURANCE IN THE EMPLOYMENT BEHAVIOR OF OLDER MEN

Using data from the Health and Retirement Survey, we estimate preference and expectations parameters of a structural model of the employment and medical care decisions of older men in order to evaluate the role of health insurance. The budget constraint incorporates detailed cost-sharing characteris...

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Veröffentlicht in:International economic review (Philadelphia) 2008-05, Vol.49 (2), p.475-514
Hauptverfasser: Blau, David M., Gilleskie, Donna B.
Format: Artikel
Sprache:eng
Schlagworte:
Age
Aged
Economic models
Employer provided health insurance
Employment
Health care
Health economics
Health insurance
Insurance deductibles
Insurance premiums
Medical care
Medicare
Men
Older workers
Patient care
Pension plans
Retirees
Retirement
Social economics
Studies
Survey data
U.S.A
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Beschreibung
Zusammenfassung:Using data from the Health and Retirement Survey, we estimate preference and expectations parameters of a structural model of the employment and medical care decisions of older men in order to evaluate the role of health insurance. The budget constraint incorporates detailed cost-sharing characteristics of private health insurance and Medicare as well as rules and requirements associated with Social Security and private pensions. Simulations imply that changes in health insurance, including access and restrictions to retiree health insurance and Medicare, have a modest impact on employment behavior among older males, with the greatest effect on men in bad health.
ISSN:0020-6598
1468-2354
DOI:10.1111/j.1468-2354.2008.00487.x