End of an Era(?) Reports of the death of the small, independent planner have been greatly exaggerated

Reports of the death of the small, independent planner have been greatly exaggerated. Small planners built the financial planning industry and will continue to build it. The principal common characteristic of these pros is that they help people make life-changing decisions. While it is essential for a planner to keep up, changes will not be as cataclysmic as have been forecast. Entrepreneurs are pretty agile. Those with a Middle America clientele are not in significant danger. Small, independent planners will hold their own, and probably will shine in a bear market.