Market Definition of the UK Deposit Savings Account Market

This study examines the definition of the UK deposit savings account market. A testing procedure is used to ascertain if the law of one price and the assumption of a unified national market may or may not be rejected The existing UK and European literature on the definition of financial services mar...

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Veröffentlicht in:	Regional studies 2001-08, Vol.35 (6), p.577-584
1. Verfasser:	Ashton, John K.
Format:	Artikel
Sprache:	eng
Schlagworte:	Banking Data analysis Deposit accounts Economic policy Financial services Interest rates Market Market Definition Deposit Accounts Interest Rates Banking Markets Prices Regional analysis Savings Savings accounts Studies United Kingdom
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Beschreibung
Zusammenfassung:	This study examines the definition of the UK deposit savings account market. A testing procedure is used to ascertain if the law of one price and the assumption of a unified national market may or may not be rejected The existing UK and European literature on the definition of financial services markets is developed by using both product specific, interest rate data and by incorporating non-price characteristics of financial services products in the testing procedure. This study indicates that a unified UK market may be rejected for deposit saving accounts.
ISSN:	0034-3404 1360-0591
DOI:	10.1080/00343400120065732