Financing the Cooperatives: The Integrated Approach

The paper deals with the integrated single-window finance approach for cooperative businesses and the statutory institution for development finance set up by the Government of India in 1963 under an Act of the Parliament. The institution, National Cooperative Development Corporation, an entity with net-zero NPA, has explosively expanded its lending footprint across geographies and sectors since 2015. The key strategies adopted by the institution are covered in the discussion.