THE HAMILTON NATIONAL ASSOCIATES, INC.A CASE STUDY IN GROUP BANKING: AN ANALYSIS OF OPERATING RESULTS

The Hamilton National Associates, Inc., of Chattanooga, is a holding company for seventeen banks in northern Georgia and eastern Tennessee. Fourteen of these banks have assets ranging from $400,000 to $2,500,000 each; one in Johnson City has $7,000,000; another in Knoxville, $40,000,000; and the head office in Chattanooga over $70,000,000. The Chattanooga bank has four local branches, thus giving the system a total of twenty-one banking offices. The consolidated report for December 31, 1941, indicates resources of over $139,000,000 for the group as a whole.