The HECM Program in a Snapshot

The HECM Program in a Snapshot

The state variation in the penetration of HECM loans may be explained by differences in preferences, state-level regulations, market saturation, and local housing market conditions.[...]empirical examination of state-level variation in the rate of origination of HECM loans finds evidence that senior...

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Veröffentlicht in:Cityscape (Washington, D.C.) D.C.), 2017-01, Vol.19 (3), p.500-501
Hauptverfasser: Carter, George R., Miller, Joshua J.
Format: Artikel
Sprache:eng
Schlagworte:
Correction
Households
Loans
Market penetration
Mortgage loans
Older people
Reverse mortgages
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Zusammenfassung:The state variation in the penetration of HECM loans may be explained by differences in preferences, state-level regulations, market saturation, and local housing market conditions.[...]empirical examination of state-level variation in the rate of origination of HECM loans finds evidence that seniors use the product to insure against house price declines (Haurin et al., 2016).
ISSN:1936-007X
1939-1935