WHAT COMMUNITIES CAN DO TO REIN IN PAYDAY LENDING: STRATEGIES FOR SUCCESSFUL LOCAL ORDINANCE CAMPAIGNS THROUGH A TEXAS LENS

Consumers have consistently expressed a desire for meaningful regulation of small dollar, high-cost loans, like payday and title loans, but federal and state legislatures have not always moved toward meaningful regulation. Regardless of the reasons for inaction, local communities have begun to take...

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Veröffentlicht in:Law and contemporary problems 2017-06, Vol.80 (3), p.147-175
Hauptverfasser: Martin, Nathalie, Mayer, Robert N.
Format: Artikel
Sprache:eng
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Zusammenfassung:Consumers have consistently expressed a desire for meaningful regulation of small dollar, high-cost loans, like payday and title loans, but federal and state legislatures have not always moved toward meaningful regulation. Regardless of the reasons for inaction, local communities have begun to take matters into their own hands. This article discusses the tools available to local communities when state or federal lawmakers fail to act on issues of community concern.
ISSN:0023-9186
1945-2322