Küresel Ekonomik Krizin Tüketicilerin Harcama ve Tasarruf Egilimleri Üzerine Etkilerinin Belirlenmesine Yönelik Bir Arastirma

(A Study Aimed At Identification Of Effects Of Global Economic Crisis On The Spending And Saving Tendencies Of Consumers) The individuals have usually tendencies to spend some of their incomes against the unexpected conditions in the future. But the saving, consuming and investment tendencies are influenced by different factors. For example; the economic crisis which we experience from time to time cause the decrease of spendings of household and make them to be more ready against enexpected events. This tendency in not spending much contribute the deepening of the economic crisis. The savings are a security in the future of individuals but at the same time they are vital as financial recourses of the economy. Taking into consideration that our country is a developing one, and the income level of our people are low the insufficient spending level will be more evident. For the economic development the people have to spend much. In this study a survey was conducted in many cities of our country on 850 families and the collected data were analysed. According to the results of the study it is confirmed that the consumers decreased their spendings and increased their savings because of economic crisis.