A Study of Investment Pattern of Central Government Employees after the Implementation of Sixth Pay

An investment refers to the commitment of funds at present, in anticipation of some positive rate of return in future. Today the spectrum of investment is indeed wide. An investment is confronted with array of investment avenues. Pay commission is a panel consisting of the members of the Union Cabinet of India for hiking the salaries of the government employees. This paper aims to analyse the most preferred investment options available to the investors. It aims to find out the impact of change in income on the investment pattern of central government employees. It aims to find out the investment pattern in various areas before and after the implementation of the Sixth Pay Commission. It aims to find out the impact of the Sixth pay and the subsequent hike in the salaries of the central government employees on their investment pattern.