Flood Insurance: Some Determinants of Adoption

Flood Insurance: Some Determinants of Adoption

The literature on response to natural hazards is surveyed to identify factors possibly at work in determining what coping behaviors are adopted. These factors are then explored in the context of a specific study or the purchase or nonpurchase of flood insurance in the floodplain communities of Segui...

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Veröffentlicht in:Economic geography 1978-07, Vol.54 (3), p.189-196
Hauptverfasser: Baumann, Duane D., Sims, John H.
Format: Artikel
Sprache:eng
Schlagworte:
Claims adjustment
Disaster relief
Flood damage
Flood insurance
Floodplains
Floods
Homeowners insurance
Insurance industry
Locus of control
Natural hazards
Texas
United States
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Beschreibung
Zusammenfassung:The literature on response to natural hazards is surveyed to identify factors possibly at work in determining what coping behaviors are adopted. These factors are then explored in the context of a specific study or the purchase or nonpurchase of flood insurance in the floodplain communities of Seguin and New Braunfels, Texas. Three factors are found to be significantly related to insurance adoption: previous experience of flood damage, social class, and a single dimension of personality-internal-external locus of control.
ISSN:0013-0095
1944-8287
DOI:10.2307/142833