The Uganda rural farmers scheme: women's accessibility to agricultural credit

This study investigates factors related to loan approval, disbursement, repayment, and loan rationing among 1,012 farmers in the Rural Farmers Scheme (RFS), Uganda, between 1987 and May 1995. Results indicate that women had a higher loan approval rate and loan repaid loan borrowed ratio than men, bu...

Ausführliche Beschreibung

Gespeichert in:

Bibliographische Detailangaben
Veröffentlicht in:	Agricultural finance review 2006-11, Vol.66 (2), p.215-234
Hauptverfasser:	Abaru, Biruma M., Mugera, Amin W., Norman, David W., Featherstone, Allen M.
Format:	Artikel
Sprache:	eng
Schlagworte:	Agricultural credit banking developing countries development policy economic impact farm credit Farmers financial economics financial institutions gender differences history literature reviews Loan application Loan approval Loan disbursement Loan rationing loans men microcredit microfinance microfinance institutions poverty remote populations rural development rural families Rural Farmers Scheme rural population small-scale farming Smallholder farming sustainable development Women
Online-Zugang:	Volltext
Tags:	Tag hinzufügen Keine Tags, Fügen Sie den ersten Tag hinzu!

Beschreibung
Zusammenfassung:	This study investigates factors related to loan approval, disbursement, repayment, and loan rationing among 1,012 farmers in the Rural Farmers Scheme (RFS), Uganda, between 1987 and May 1995. Results indicate that women had a higher loan approval rate and loan repaid loan borrowed ratio than men, but lower actual disbursement levels. Loan rationing among women and men was not statistically different, and no justification was found for microfinance institutions discriminating against women in giving loans based on repayment rates. A wide gap exists between loan amounts approved and disbursed. Strategies are outlined for improving the pool of women loan applicants.
ISSN:	0002-1466 2041-6326
DOI:	10.1108/00214660680001188