Multifactor Authentication Using a QR Code and a One-Time Password

In today’s world, communication, the sharing of information, and moneytransactions are all possible to conduct via the Internet, but it is important that it thesethings are done by the actual person. It is possible via several means that an intrudercan access user information. As such, several precautionary measures have to betaken to avoid such instances. The purpose of this paper is to introduce the idea of aone-time password (OTP), which makes unauthorized access difficult for unauthorizedusers. A OTP can be implemented using smart cards, time-based tokens, and shortmessage service, but hardware based methodologies require maintenance costs andcan be misplaced Therefore, the quick response code technique and personalassurance message has been added along with the OTP authentication. KCI Citation Count: 1