The Effect of Maturity Structures of Bank Assets and Liabilities on Performance: An Empirical Implementation on Deposit Banks in Turkey

Asset-liability management is among the most important tasks of financial intermediaries. Credits and deposits are generally the instruments with the highest proportionally share in bank balance sheets. Therefore, when it comes to bank profitability, the management of these instruments comes to the fore. In this study, the effect of the maturity structure of the deposits in bank liabilities on the bank performance has been analysed with the censored Tobit model method.