SYSTEM AND METHOD FOR PURCHASING GOODS AND SERVICES TROUGH FINANCIAL DATA NETWORK ACCES POINTS

A system and method for purchasing pre-paid vouchers and recharching pre-pay accounts (183) for goods and services. The system includes a data source containing data descriptive of a voucher (120) or account. The data source is accessible by a transaction system (100) for responding to user service transactions and may be accessible by a fulfillment service provider for providing the goods or services based upon the voucher or account data. The system may be accessed through a variety of service end points, including conventional automatic teller machines (ATMs)(110), point of sale (POS) systems, and personal communication devices. Sistem i metod za kupoprodaju preplaćenih vaučera i dopuna pretplatnih računa (183) za robu i usluge. Sistem sadrži izvor podataka koji pohranjuje podatke koji opisuju vaučer (120) ili račun. Izvoru podataka može da pristupi transakcijski sistem (100) kako bi odgovorio na korisničke servisne transakcije i može mu pristupiti izvršeni provajder servisa za obezbedjenje roba ili usluga u zavisnosti od podataka vaučera ili računa. Sistemu se može pristupiti preko niza krajnjih servisnih tačaka, uključujući konvencionalne automatske menjačke mašine (ATM-ove) (110), sisteme prodajnih mesta (POS), i personalne komunikacione uredjaje.[A system and method for purchasing pre-paid vouchers and recharching pre-pay accounts (183) for goods and services. The system includes a data source containing data descriptive of a voucher (120) or account. The data source is accessible by a transaction system (100) for responding to user service transactions and may be accessible by a fulfillment service provider for providing the goods or services based upon the voucher or account data. The system may be accessed through a variety of service end points, including conventional automatic teller machines (ATMs)(110), point of sale (POS) systems, and personal communication devices.