METHOD AND SYSTEM FOR CONSUMPTION-RELATED FINANCIAL TRANSACTION

METHOD AND SYSTEM FOR CONSUMPTION-RELATED FINANCIAL TRANSACTION

The invention concerns a method for consumption-related financial transaction, comprising for the payment for goods or services by a consumer to a commercial entity, the determination of a price discount actually paid by this consumer and the transfer of this discount collected by this commercial en...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ROIZIN, CLAUDE, GUIGA, MOHAMED, LAMINE
Format: Patent
Sprache:eng ; fre
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:The invention concerns a method for consumption-related financial transaction, comprising for the payment for goods or services by a consumer to a commercial entity, the determination of a price discount actually paid by this consumer and the transfer of this discount collected by this commercial entity to the savings account opened in said consumer's name in a financial institution. This method enables saving while consuming. The invention is useful in particular for developing customer loyalty. Procédé de transaction financière liée à la consommation, comprenant pour un règlement de biens ou de services par un consommateur à une entité commerciale, une détermination d'une remise sur le prix effectivement payé par ce consommateur et un transfert de cette remise perçue par cette entité commerciale sur un compte d'épargne ouvert au nom dudit client dans une institution financière. Ce procédé permet de constituer une épargne en consommant. Utilisation notamment dans le cadre de programmes de fidélisation commerciale.