QUOTA PREDICTION METHOD AND DEVICE, AND COMPUTER-READABLE STORAGE MEDIUM

A quota prediction method and device, and a computer-readable storage medium, which relate to classification model and blockchain technology. According to the method, a follow-up insurance quota estimation is performed only when a risk level is detected to be within a certain range, so as to prevent...

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Hauptverfasser: HAO, Xiaoli, HONG, Xia, CHEN, Lv, YUAN, Liqiao, ZHANG, Leting
Format: Patent
Sprache:chi ; eng ; fre
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Zusammenfassung:A quota prediction method and device, and a computer-readable storage medium, which relate to classification model and blockchain technology. According to the method, a follow-up insurance quota estimation is performed only when a risk level is detected to be within a certain range, so as to prevent negative impact that can be caused by continually insuring customers of a high risk level; by means of selecting a risk assessment model corresponding to a current insurance type for risk assessment, an assessment error caused by different insurance types is avoided; the risk assessment model is obtained by means of using feature engineering and machine learning training, and target features are obtained by using the risk assessment model, so that risk assessment results finally obtained by the risk assessment model are more accurate; by means of synthesizing previous insurance information and quota adjustment factors to predict a coverage range that customers can currently underwrite, insurance quota information