ACCOUNT TRANSFER INTERWORKING SYSTEM

Recently, account transfers over the Internet, rather than visits to the bank, have increased and, particularly, mobile account transfers according to the spread of smartphones have increased. However, at present, if account transfer is to be performed, a bank homepage is accessed or a bank applicat...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
1. Verfasser: LIM, Jongjin
Format: Patent
Sprache:eng ; fre ; kor
Schlagworte:
Online-Zugang:Volltext bestellen
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
Beschreibung
Zusammenfassung:Recently, account transfers over the Internet, rather than visits to the bank, have increased and, particularly, mobile account transfers according to the spread of smartphones have increased. However, at present, if account transfer is to be performed, a bank homepage is accessed or a bank application is executed and logged into, and then a counterpart bank is selected, an account number is inputted, and the amount of money should be inputted. If a transfer reason is to be recorded, a remitter's statement should also be inputted and, if a name other than the remitter's name is to be printed on a remittee's bankbook, the remittee's statement should also be inputted. Therefore, it is very inconvenient to be required to input many pieces of information one by one in order to perform account transfer. The present invention relates to a system for displaying, on an account transfer screen, image information transmitted from the outside, without the need for a user to input, one by one, pieces of information such as that of counterpart bank, account number, and amount of transfer money on the account transfer screen image during account transfer, and transmitting a transfer result to a designated server after the transfer. According to the present invention, since a remitter does not have to individually select a counterpart bank, input an account number, and input the amount of money, convenience is enhanced. In addition, since an institution receiving an account transfer can receive an account transfer result in real time, checking for money deposits one by one is unnecessary. Récemment, les virements entre comptes par l'Internet, plutôt que les visites à la banque, ont augmenté et, en particulier, les virements entre comptes mobiles, du fait de la diffusion des smartphones. Toutefois, à l'heure actuelle, pour effectuer un virement entre comptes, il faut accéder à la page d'accueil d'une banque ou exécuter une application bancaire et s'y connecter, puis sélectionner une banque destinataire, saisir un numéro de compte et saisir le montant. Si un motif de virement doit être enregistré, une déclaration du remettant doit également être saisie et, si un nom autre que celui du remettant doit être imprimé sur le livret bancaire du remettant, la déclaration du remettant doit également être saisie. Il est donc très peu pratique d'avoir à saisir de nombreux éléments d'information un par un pour effectuer un virement entre comptes. La présente invention concerne un syst