PAYMENT SYSTEMS AND METHODS WITH CARD-ON-FILE TOKENIZATION

PAYMENT SYSTEMS AND METHODS WITH CARD-ON-FILE TOKENIZATION

A merchant computer system receives a first token transmitted to the merchant computer system from a customer device. A request for a second token is transmitted from the merchant computer system to a payment processor computer. The request includes the first token. The merchant computer system rece...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ANDERSON, Joshua Nathan, LAKKA, Sowmya Reddy, UPPALAPATI, Gautam, SEBASTIAN, Smita
Format: Patent
Sprache:eng ; fre
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A merchant computer system receives a first token transmitted to the merchant computer system from a customer device. A request for a second token is transmitted from the merchant computer system to a payment processor computer. The request includes the first token. The merchant computer system receives the second token that it requested. The second token is different from the first token. The merchant computer system transmits a payment account system transaction request to the payment processor computer. The latter request includes the second token. Un système informatique commerçant reçoit un premier jeton transmis au système informatique commerçant par un dispositif client. Une demande de second jeton est transmise par le système informatique commerçant à un ordinateur processeur de paiement. La demande comprend le premier jeton. Le système informatique commerçant reçoit le second jeton qu'il a demandé. Le second jeton est différent du premier jeton. Le système informatique commerçant transmet une demande de transaction de système de compte de paiement à l'ordinateur processeur de paiement. Cette demande comprend le second jeton.