FLOW TRANSFER METHOD AND APPARATUS, COMPUTER DEVICE AND STORAGE MEDIUM

A flow transfer method and apparatus, a computer device and a storage medium, being able to simplify the steps of processing a flow transfer request and improve working efficiency. The flow transfer method comprises: receiving a product flow transfer request sent by a terminal (210), the product flow transfer request carrying a product identifier, a user identifier, a target flow and a target account; looking up a product effective flow according to the user identifier and the product identifier (220); looking up, in the product effective flow, an account effective flow corresponding to the target account (230); when the account effective flow is greater than or equal to the target flow, freezing a portion of the account effective flow, the size of which is equal to that of the target flow (240); generating, according to the target flow, a flow transfer instruction carrying a target account identifier and sending same to a flow server (250), so that the flow server transfers the target flow to the target acco