SYSTEM AND METHOD FOR BUILDING AND VALIDATING A CREDIT SCORING FUNCTION

This invention relates generally to the personal finance and banking field, and inore particularly to the field of credit scoring methods and syste1ns. Preferred embodiinents of the present invention provide systems and methods for building and validating a credit scoring function based on a credito...

Ausführliche Beschreibung

Gespeichert in:

Bibliographische Detailangaben
Hauptverfasser:	GU, LINGYUN, MERRILL, DOUGLAS C, MERRILL, JOHN W. L, BUDDE, SHAWN M, MCGUIRE, JAMES P, PINNAMANENI, MANOJ
Format:	Patent
Sprache:	eng ; fre
Schlagworte:	CALCULATING COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC DIGITAL DATA PROCESSING PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
Online-Zugang:	Volltext bestellen
Tags:	Tag hinzufügen Keine Tags, Fügen Sie den ersten Tag hinzu!

Beschreibung
Zusammenfassung:	This invention relates generally to the personal finance and banking field, and inore particularly to the field of credit scoring methods and syste1ns. Preferred embodiinents of the present invention provide systems and methods for building and validating a credit scoring function based on a creditor's target inforn1ation from non-traditional sources using specific algorithms. Cette invention se rapporte d'une façon générale à la finance personnelle et au domaine bancaire et plus particulièrement au domaine des procédés et des systèmes d'évaluation du crédit. Les modes de réalisation préférés de la présente invention concernent des systèmes et des procédés de construction et de validation d'une fonction d'évaluation du crédit basée sur des informations cibles d'un créancier provenant de sources non traditionnelles à l'aide d'algorithmes spécifiques.