Ensuring information security using one-time tokens

Ensuring information security using one-time tokens

Methods, systems, and computer-readable media for ensuring information security using one-time tokens are presented. In one or more embodiments, a computing platform may receive, from a user device, a request to access an online banking portal using a user account. Based on the request, the computin...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
1. Verfasser: Keys Andrew T
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
ELECTRIC COMMUNICATION TECHNIQUE
ELECTRICITY
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION
WIRELESS COMMUNICATIONS NETWORKS
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Beschreibung
Zusammenfassung:Methods, systems, and computer-readable media for ensuring information security using one-time tokens are presented. In one or more embodiments, a computing platform may receive, from a user device, a request to access an online banking portal using a user account. Based on the request, the computing platform may generate and send a notification to a registered mobile device linked to the user account. After sending the notification, the computing platform may generate a one-time token message that includes a prompt for authorizing the user device to access the online banking portal using the user account. The computing platform then may send the one-time token message to the mobile device and receive token response input from the mobile device. Based on the input, the computing platform may prevent the user device from accessing the online banking portal or, alternatively, may provide the user device with access to the online banking portal.