Methods and systems for processing check based transactions using one time code

Some embodiments are directed to systems and methods for processing a check that is issued to an account holder by a bank. The method includes scanning, by a client device, at least one pre-defined machine-readable cypher that is present on the check, the check further defines at least one pattern;...

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Bibliographische Detailangaben
Hauptverfasser:	Raajaratnam Preethi Raj, Krishnan Saravanan, Srinivasan Raja, Prabhat Saurabh
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES IMAGE DATA PROCESSING OR GENERATION, IN GENERAL PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	Some embodiments are directed to systems and methods for processing a check that is issued to an account holder by a bank. The method includes scanning, by a client device, at least one pre-defined machine-readable cypher that is present on the check, the check further defines at least one pattern; sending, by the client device, a service request including the scanned pre-defined machine-readable cypher to a server device; receiving, at the client device, a code that is tailored to the check based on an authentication of the service request from the server device, the code is machine-readable and includes at alphabet(s), a numeral(s), and/or a symbol(s); and changing the appearance, by the account holder, of the pattern on the check based on the received code.