Service for account with unavailable funds or credit using a passcode

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for account with unavailable funds or credit using a passcode for the account with unavailable funds or credit For example, in some embodiments, a method is provided that includes: (a) re...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Barr Willard Andrew, Garrett Doris Maria, Kingston Tamara S, Nelson Mark Allan, Whitler Elbert Lee, Tuders John Franklin, Tucker Jonathan H, DeKoster Paul Ronald
Format: Patent
Sprache:eng
Schlagworte:
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Beschreibung
Zusammenfassung:In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for account with unavailable funds or credit using a passcode for the account with unavailable funds or credit For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account; (b) determining, based at least partially on the transaction information, that the account will exceed available funds or credit as a result of the transaction; (c) receiving a passcode for the account with unavailable funds or credit associated with the account; and (d) authorizing the transaction based at least partially on the receiving the passcode for the account with unavailable funds or credit.