System and method of wireless communication device provisioning for prepaid service

A system is provided comprising processor, memory, and a provisioning application that receives a first message from a rating engine, the first message providing a first rating of a prepaid subscription account associated with a portable electronic device. The system also configures a first setting to a first index wherein the first setting is based on the first rating and wherein the first setting is associated with the device receiving access to services without further contact with the rating engine. The system also receives a second message from the rating engine, the second message providing a second rating of the account. The system also configures a second setting to the first index based on the second rating wherein the second setting replaces the first setting and the second setting is associated with contacting the rating engine before receiving access to services.