Check accepting and cash dispensing automated banking machine system and method

Check accepting and cash dispensing automated banking machine system and method

An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for su...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: LASKOWSKI EDWARD L, LUCAS BRIAN E, WARREN WAYNE, DROZDA LAURA, GALLOWAY TODD, JONES BRIAN, MCCARTHY WILLIAM, CARPENTER KEITH, DOMINICK DOUGLAS T, WARD MARK A, CREWS TIM, MA SONGTAO, MEEK JAMES, BLACKSON DALE H, KAY JAMES R, BROWN MARTIN J, SMOLK JASON J, PETERS DAVID A, BARNETT ROBERT W, BELL VICTOR, GRAEF HARRY THOMAS, VANKIRK THOMAS A, BLACKFORD DAMON J, TUROCY KENNETH, PAHL MATTHEW, BESKITT WILLIAM D, RYAN MIKE, WASHINGTON JON E, LIGHTNER BRADLEY
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
HANDLING OF COINS OR OF PAPER CURRENCY OR SIMILAR VALUABLEPAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING,DISPENSING, CHANGING OR DEPOSITING
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.