Check accepting and cash dispensing automated banking machine that operates responsive to data bearing records

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be...

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Bibliographische Detailangaben
Hauptverfasser:	CREWS TIM, MA SONGTAO, BLACKSON DALE H, LASKOWSKI EDWARD L, SMOLK JASON J, LUCAS BRIAN E, PETERS DAVID A, GRAEF HARRY THOMAS, VANKIRK THOMAS A, BLACKFORD DAMON J, TUROCY KENNETH, JONES BRIAN, BESKITT WILLIAM D, WASHINGTON JON E, DOMINICK DOUGLAS T, LIGHTNER BRADLEY
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING CHECKING-DEVICES COIN-FREED OR LIKE APPARATUS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs are also operated to read particular data from deposited currency bills in order to determine counterfeit bills. The ATMs dispense cash responsive to communications with a transaction host.