Motor vehicle mobile phone configuration and communication method

A mobile radio configuration for a motor vehicle has a vehicle-mounted terminal that is firmly installed in the vehicle. The terminal has, or is connected to, a mobile radio module linked with an antenna and a Bluetooth module. The system further includes a radio terminal that is provided with a SIM and a Bluetooth module. A Bluetooth connection can be established between the vehicle-mounted terminal an the mobile radio terminal, via which connection the SIM data can be transferred into the firmly installed terminal which then logs onto the mobile radio network using the SIM data. The mobile radio terminal functions as a handset of the vehicle-mounted terminal and the useful data are exchanged via the Bluetooth modules.