SYSTEMS AND METHODS FOR ADVANCED USER AUTHENTICATION IN ACCESSING A COMPUTER NETWORK

An authentication platform for authenticating an online user is provided. The authentication platform includes a memory device including an authentication profile and at least one processor coupled to the memory device. The at least one processor is programmed to collect a plurality of authentication data from a plurality of transactions initiated by users attempting to perform a transaction over a computer network, analyze the plurality of authentication data to detect a plurality of insights representing relationships between data elements of different authentication requests of the plurality of authentication requests, wherein the insights represent a likelihood of fraud or potential approval with the corresponding authentication requests, determine a plurality of rules from the plurality of insights, filter the plurality of rules based on one or more thresholds, and provide the filtered plurality of rules to analyze a plurality of subsequent real-time transactions for detecting legitimate authentication requests.