CONDITIONAL TIME-BASED ONE TIME PASSWORD TOKEN ISSUANCE BASED ON LOCALLY AGGREGATED DEVICE RISK

Disclosed are various embodiments for conditional time-based one time password token issuance based on locally aggregated device risk. Embodiments of this application can evaluate the security of the client device using mobile threat defense signals or a device posture summary before generating a seed on the client device to ensure the security of all the connected systems as a whole. Additionally, embodiments of this application can evaluate the security of the client device to determine if changes have been made that require a remedial action to be taken. In some embodiments, the client device may be completely disconnected from the network and capable of generating time-based one time passwords, while remaining offline. However, offline attacks may still occur; in such a situation, the client device can determine the security of the device and perform the remedial actions independent of other devices, systems, computing environments, or networks. In at least another embodiment, when the client device is determined to not be secure, the client device can inform the authentication service over a connected network that security issues may exist in the client device and actions may need to be taken at the authentication service to ensure the client does not further compromise the account.