SYSTEMS AND METHODS FOR DETERMINING ADDITIONAL DRIVERS IN A HOUSEHOLD

Method and system for determining which household members should be included as additional drivers. For example, the method includes receiving individual and household data associated with a first user, determining first characteristics of the first user, retrieving individual and household data ass...

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Bibliographische Detailangaben
Hauptverfasser: Konrardy, Blake, Sanchez, Kenneth Jason
Format: Patent
Sprache:eng
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Zusammenfassung:Method and system for determining which household members should be included as additional drivers. For example, the method includes receiving individual and household data associated with a first user, determining first characteristics of the first user, retrieving individual and household data associated with second users possessing second characteristics, selecting one or more of the second users to be included as third users based on comparing the second characteristics of the second users to the first characteristics of the first user, retrieving insurance data of the third users, using a machine learning model to determine probabilities that members of the first user's household should be included as additional drivers based on the insurance data of the third users, generating an insurance quote on a vehicle associated with the first user based on the probabilities, and displaying the insurance quote.