COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING

A system for payment routing programmed to: receive a payment transaction message relating to a putative payment transaction of an accountholder, the payment transaction message containing putative payment transaction data including a transaction amount corresponding to the putative payment transact...

Ausführliche Beschreibung

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Bibliographische Detailangaben
1. Verfasser: Mehrhoff, Shawn J
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:A system for payment routing programmed to: receive a payment transaction message relating to a putative payment transaction of an accountholder, the payment transaction message containing putative payment transaction data including a transaction amount corresponding to the putative payment transaction; identify a plurality of accounts corresponding to the accountholder based on the payment transaction message; implement a payment split among the accounts, the payment split assigning a proportion of the transaction amount to each of the accounts; and generate a scaled score representing the likelihood of settlement of the assigned proportion of the transaction amount via each of the accounts on a date.