INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, AND INFORMATION PROCESSING METHOD, AND PROGRAM

INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, AND INFORMATION PROCESSING METHOD, AND PROGRAM

There is provided an information processing device, an information processing method, an information processing system, and a program which enable presentation a result of behavior modification of the entire group. Information regarding a driving habit of a user of a pay how you drive (PHYD) automob...

Ausführliche Beschreibung

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Bibliographische Detailangaben
1. Verfasser: FURUKAWA, Ryosuke
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:There is provided an information processing device, an information processing method, an information processing system, and a program which enable presentation a result of behavior modification of the entire group. Information regarding a driving habit of a user of a pay how you drive (PHYD) automobile insurance is acquired as travel risk information. A relative accident occurrence rate is calculated from travel risk information of a user of a pay how you drive (PHYD) automobile insurance and travel risk information of a user of a general automobile insurance. A claim cost of the PHYD automobile insurance is calculated by multiplying a claim cost of the general automobile insurance by a proportion of a total number of policyholders of the PHYD automobile insurance with respect to a total number of policyholders of the general automobile insurance. A reduced claim cost of the PHYD automobile insurance is calculated and presented by multiplying the claim cost of the PHYD automobile insurance by the relative accident occurrence rate. The present disclosure can be applied to a pay how you drive (PHYD) automobile insurance management system.