FINANCIAL HEALTH SIMULATION SYSTEM

FINANCIAL HEALTH SIMULATION SYSTEM

Systems and methods are described for providing a financial health score simulator for a consumer or entity. In some aspects, a request to simulate an impact on a financial health score of an entity caused by a change in at least one of a subset of financial data values used to determine the financi...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Woodward, Geoffrey, Wicker, Mark Robert, Olesen, Trond Henning
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:Systems and methods are described for providing a financial health score simulator for a consumer or entity. In some aspects, a request to simulate an impact on a financial health score of an entity caused by a change in at least one of a subset of financial data values used to determine the financial health score may be obtained. A past financial health score may be obtained including values for at least three of a debt-to income factor, a total spending factor, a debt/debt portfolio factor, a saving factor, a liquid reserves factor, or a payment history factor. A simulated financial health score may be calculated using the at least one changed value for at least one of the subset of financial data values. An indication the simulated financial health score may then be provided to the requesting device.