SYSTEM AND METHOD FOR TOKEN PROCESSING

SYSTEM AND METHOD FOR TOKEN PROCESSING

A method includes receiving a token associated with the credential or a token reference identifier associated with the token from a processor computer. The method also includes transmitting the token to a biller computer, which uses the token to process the bill, by generating an authorization reque...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Leitman, Steven, Berry, Neerav, Bartlett, Lacey, Callisto, Declan, Mazurek, Todd, Seton, Anuja
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A method includes receiving a token associated with the credential or a token reference identifier associated with the token from a processor computer. The method also includes transmitting the token to a biller computer, which uses the token to process the bill, by generating an authorization request message comprising the token for an interaction involving the bill. The method also includes receiving the authorization request message comprising the token, retrieving the credential associated with the token, and transmitting a modified authorization request message including the credential to an authorizing entity computer, which authorizes the interaction.