SYSTEM AND METHOD FOR AUTHENTICATION WITH OUT-OF-BAND USER INTERACTION

Systems and methods for authenticating a party to a secure transaction may include receiving, from a first computing device on behalf of a first party at a second computing device of a second party, information associated with a secure transaction between the parties, receiving, from the first devic...

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Bibliographische Detailangaben
Hauptverfasser:	Blumberg, Andrew Justin, Howald, Max Ira, Wahby, Riad Samir, Walfish, Michael
Format:	Patent
Sprache:	eng
Schlagworte:	ACOUSTICS CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC COMMUNICATION TECHNIQUE ELECTRIC DIGITAL DATA PROCESSING ELECTRICITY MUSICAL INSTRUMENTS PHYSICS SPEECH ANALYSIS OR SYNTHESIS SPEECH OR AUDIO CODING OR DECODING SPEECH OR VOICE PROCESSING SPEECH RECOGNITION SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION WIRELESS COMMUNICATIONS NETWORKS
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Beschreibung
Zusammenfassung:	Systems and methods for authenticating a party to a secure transaction may include receiving, from a first computing device on behalf of a first party at a second computing device of a second party, information associated with a secure transaction between the parties, receiving, from the first device at the second device, video or audio evidence of actions taken by the first party, capturing, by the second computing device during presentation of the video or audio evidence, acknowledgement of actions taken by the first party as observed or heard by the second party in the evidence, determining, dependent on the acknowledgement, whether the actions observed or heard by the second party match expected actions of the first party in accordance with an out-of-band user interaction protocol, and determining whether to accept the information associated with the secure transaction dependent on whether the observed or heard actions match the expected actions.