CLIMATE-BASED RISK RATING

A computer-implemented method and system for estimating a property-level climate risk rating based on a plurality of natural climate hazards (e.g., drought, heatwave, wildfire, storm, or flood). In some embodiments, the method includes providing or more computer processing devices programmed to perf...

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Bibliographische Detailangaben
Hauptverfasser:	Stiefel, Maximilian, McGowan, Laura Elizabeth, Eckhouse, Sam, Inman, Caleb, Preston, Annie
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	A computer-implemented method and system for estimating a property-level climate risk rating based on a plurality of natural climate hazards (e.g., drought, heatwave, wildfire, storm, or flood). In some embodiments, the method includes providing or more computer processing devices programmed to perform operations including: calculating a relative change for a first natural climate hazard from a baseline to a target year; calculating a relative change for a second natural climate hazard from a baseline to a target year; normalizing each relative change; and determining an overall climate risk rating by averaging the climate risk rating of the first and second natural climate hazards.