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A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The registered card processor receives a record f...

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Bibliographische Detailangaben
Hauptverfasser: POLON, JONATHAN S, AXELROD, BENZION T, ALONI, RUTH L, TIKU, Sripriya V, BOWMAN, JEAN L, FUNDA, JACK J
Format: Patent
Sprache:eng
Schlagworte:
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Beschreibung
Zusammenfassung:A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The system provides a coupon-less way for merchants to provide incentive discounts to enrolled customers.